Ashok Kumar Bhattacharya is a banking and finance professional with over 35 years of leadership experience across Indian and international financial institutions. He holds an MMS from JBIMS, Mumbai, and a BBS from BHU. During his career, he held senior positions with American Express Bank, Bank of Oman Bahrain and Kuwait, Burgan Bank, Oman International Bank, and HDFC Bank, where he headed Retail Trade Services & Forex. He also served as General Manager (Finance & Accounts) at The Times of India Group and Chief Financial Officer of Pritish Nandy Communications Ltd. He is currently an independent consultant.